Vicky Grisafi
Address: 5635 Lila Trail
City: Mississauga
State: Ontario
Country: Canada
objective
I am a sincere, loyal and dedicated individual who has a great deal of ambition. Although I have extensive experience in the Banking industry, I love to learn, and am always up to a challenge. I get along well with others, while also working efficiently on my own. I am seeking a position where I can develop and excel while giving my best to an employer.
Work Experience
Account Manager - Real Estate (01/01/2005 – Present)
Provide financing of land development and construction projects for builders and developers. Projects include land development, house construction, senior/ retirement homes, high rise condominium construction as well as commercial/retail/industrial construction. My major responsibility is to manage close relationship with existing clients and structure and package solutions to meet their needs.
Last Employer: TD Commercial Bank - Mississauga Real Estate Group
Contact Person: Alan Bensky, VP (905)890-4142
Responsibilities: Maximize profitability of the Real Estate portfolio. Meet or exceed annual sales, revenue, volume and new customer objectives. Negotiate to maximize profitability of relationships with new and existing customers based on the customer risk profile. Write new credit submissions, renew existing credit in a timely manner and meet targets for expired credits. Monitor and control the portfolio to ensure all security and conditions are complied with. Understand market and the industries within portfolio to ensure value added service is provided to clients while mitigating Banks' risk. Structure creative competitive solutions to meet customer needs. Lead, support, mentor and provide guidance to the team and within the unit.
Accomplishments: Maintained an credit expiry of < 15% at all times, per Bank guidelines. Increased Loan volumes for my portfolio by 10% per year. Assisted other account managers with expiries during last branch audit, bringing unit in line with Bank guidelines. Provided mentoring to Commercial Banking Officers and training specific to credit writing, commitment letter completion and administrative support.
Commercial Banking Officer (04/04/2000 – 01/03/2005)
Last Employer: TD Commercial Bank - Mississauga Real Estate Group
Contact Person: Gaetano Rosa, AVP Real Estate (905)890-7009
Responsibilities: Credit Assistant to a team of Commercial Account Managers in the Mississauga Real Estate Group. Processed credits, submitted security preparation requests, communicated with solicitors and clients to ensure all aspects of credit security was completed. Provided administrative support to all Account Managers and Executive staff. Assisted clients with day-to-day banking requests.
Education
Establishment: University of Toronto
Degree: Bachelor of Arts
Education Period: 09/03/1991 - 04/28/1995
Speciality: Political Science & English
Details: Completed B.A. with majors in both Political Science and English, with a minor in Italian Studies.
Skills
Excellent written and oral skills. Ability to communicate succinctly and clearly with clients. Strong negotiating skills along with the ability to identify and respond to changes in the business environment.
Computer Skills: Strong word, excel and CCP(Commercial Credit Platform) skills. Proficient in Windows platforms, Internet Explorer, Power Point, Outlook and various other programs.
Foreign Language Skills: Fluent in English, Italian, both written and oral, and working knowledge of French.
Interests
Interests include Fitness & Nutrition, reading, writing and spending time with family and friends.